How a Specialised Agricultural Lender Digitalised Its Operations with Bankish
Client profile
A specialised business credit provider focused on the agricultural sector, operating in a highly niche but growing lending segment.
The challenge
With an ambition to support underserved players in the agricultural industry, the lender faced a common challenge: operational limitations due to manual processes. Relying on spreadsheets, emails, and offline tracking methods made it difficult to scale, offer diverse products, and meet evolving customer expectations. To bridge the funding gap between national/EU support and small agricultural businesses, they needed a modern lending platform that was both flexible and efficient.
The solution
The lender selected Bankish as its core technology partner, implementing a modular loan management platform tailored to SME financing needs. The solution was up and running in just a few weeks, allowing the company to:
- Fully digitalise its credit operations – from application to repayment
- Configure products independently, including sector-specific collateral options
- Automate key processes and reduce administrative workload
- Lay the foundation for future growth in new markets and verticals
The results
Since the launch in mid-2019, the lender has expanded its product portfolio, introduced new credit lines tailored to different sub-segments of the agricultural market, and significantly improved its internal efficiency. Discussions are underway to implement the Bankish deposit module to manage their investor base – an important step toward further diversifying funding sources.
Why it matters
This transformation showcases how even a niche lender with limited initial digital capacity can unlock growth, improve customer experience, and gain operational control by choosing the right technology partner.